Terms & Conditions

Last Updated: January 14, 2026

1. Acceptance of Terms

By accessing and using NextCapitals ("the Platform"), you accept and agree to be bound by these Terms & Conditions ("Terms"). If you do not agree to these Terms, please do not use our services.

2. Definitions

• "NextCapitals," "we," "us," or "our" refers to the platform and its operators
• "User," "you," or "your" refers to any individual or entity using our services
• "Services" refers to all products, features, and functionalities offered by NextCapitals
• "Account" refers to your registered account on the Platform

3. Eligibility

To use NextCapitals, you must:

• Be at least 18 years old
• Have the legal capacity to enter into binding agreements
• Comply with all applicable laws and regulations
• Provide accurate and complete information during registration
• Not be located in a jurisdiction where our services are prohibited

4. Account Registration and Security

4.1 Account Creation

You are responsible for maintaining the confidentiality of your account credentials. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your information as necessary
• Keep your password secure and confidential
• Notify us immediately of any unauthorized access

4.2 Account Verification

We may require identity verification (KYC) and additional documentation to comply with regulatory requirements. Failure to complete verification may result in account restrictions.

5. Services and Features

5.1 Trading Services

NextCapitals provides cryptocurrency trading and investment services. All trades are executed based on market conditions and are subject to applicable fees.

5.2 Investment Plans

We offer various investment plans with different terms and returns. Investment returns are not guaranteed and are subject to market risks.

5.3 Service Modifications

We reserve the right to modify, suspend, or discontinue any service at any time without prior notice.

6. Fees and Payments

6.1 Transaction Fees

All transactions may be subject to fees as disclosed on our platform. Fees are non-refundable unless otherwise stated.

6.2 Payment Methods

We accept various payment methods including bank transfers, credit/debit cards, and cryptocurrencies. Payment processing times may vary.

6.3 Refunds

Refund policies vary by service type. Please review specific refund terms before making a transaction.

7. User Obligations and Prohibited Activities

You agree NOT to:

• Use the Platform for any illegal or unauthorized purpose
• Violate any applicable laws or regulations
• Interfere with or disrupt the Platform's security or functionality
• Attempt to gain unauthorized access to any part of the Platform
• Use automated systems to access the Platform without permission
• Engage in market manipulation or fraudulent activities
• Transfer your account to another party
• Use the Platform to launder money or finance terrorism

8. Risk Disclosure

Cryptocurrency trading and investment involve substantial risk. You acknowledge and agree that:

• Cryptocurrency markets are highly volatile
• You may lose your entire investment
• Past performance does not guarantee future results
• You should only invest what you can afford to lose
• You are solely responsible for your investment decisions

9. Intellectual Property

All content, features, and functionality on NextCapitals, including but not limited to text, graphics, logos, and software, are the property of NextCapitals or its licensors and are protected by copyright, trademark, and other intellectual property laws.

10. Limitation of Liability

To the maximum extent permitted by law:

• NextCapitals shall not be liable for any indirect, incidental, or consequential damages
• Our total liability shall not exceed the amount you paid us in the 12 months preceding the claim
• We are not responsible for losses due to market volatility, technical issues, or third-party actions

11. Indemnification

You agree to indemnify and hold harmless NextCapitals, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Platform or violation of these Terms.

12. Termination

We may suspend or terminate your account at any time for:

• Violation of these Terms
• Fraudulent or illegal activity
• Failure to comply with legal requirements
• Any other reason we deem necessary

You may terminate your account at any time by contacting our support team.

13. Dispute Resolution

Any disputes arising from these Terms or your use of the Platform shall be resolved through:

• Good faith negotiation
• Mediation if negotiation fails
• Binding arbitration as a final resort

14. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

15. Changes to Terms

We reserve the right to modify these Terms at any time. Material changes will be notified through the Platform or via email. Continued use of the Platform after changes constitutes acceptance of the new Terms.

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

17. Contact Information

For questions about these Terms & Conditions, please contact us at:

Email: legal@nextcapitals.com
Support: support@nextcapitals.com
We will respond to your inquiries within a reasonable timeframe.

18. Acknowledgment

By using NextCapitals, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.